How to fundamentally transform the US healthcare system

With proposals being discussed for a replacement of the US Affordable Care Act (ACA) – or Obamacare – Kent Holtorf, the medical director for The Holtorf Medical Group, and outspoken critic of the ACA, puts forward his model for change in an expert view piece.

Policy makers have accepted the fact that Obamacare is unsustainable in its present form.

While there are some good ideas being discussed to replace this flawed program, most of the attention is focused on tweaks to the insurance model and using health savings accounts (HSAs) to supplement insurance coverage with no comprehensive, viable replacement.